IMPLEMENTASI PENDAYAGUNAAN ZAKAT PRODUKTIF TERHADAP PEMBERDAYAAN MUSTAH{IQ PADA BADAN AMIL ZAKAT NASIONAL (BAZNAS) KABUPATEN LUMAJANG

Zakat can be utilized for productive efforts in the context of handling
the poor and improving the quality of the people. Along with Allah’s commands to
Muslims to pay zakat, zakat is one of the pillars of Islam which is not only of a
vertical dimension, but also horizontal aspect. Zakat is an important worship in
anticipating social inequality in its implementation. It is still largely traditional
and does not pay attention to the welfare of the people, in fact the development of
muslim is the majority population of this nation and it has a huge potential to be
used as a source of funds from zakat. The result of research shows that utilization
of productive zakat in the National Amil Zakat Agency (BAZNAS) of Lumajang
Regency is to make people stand alone so that they can improve their standard of
living and so as not to always depend on zakat funds. Mustah}iq empowerment in
the National Amil Zakat Agency (BAZNAS) Lumajang Regency is by running a
productive zakat system for business capital assistance for the mustah}iq and
consumptive zakat system. Utilization of productive zakat funds is one of the
processes carried out by the Lumajang National Amil Zakat Board (BAZNAS) to
make the mustah}iq be independent so that they can improve their standard of
living and become muzakki> as has become the vision of the National Amil Zakat
Agency (BAZNAS) Regency Lumajang. The form of zakat fund utilization towards
mustah}iq empowerment at the National Amil Zakat Board (BAZNAS) of Lumajang
Regency is divided into two empowerments, namely consumptive and productive
empowerment. Consumptive empowerment is the provision of funds that can be
directly consumed by mustah}iq. While productive is the provision of capital in
increasing business. Both in the form of funds and gifts in the form of work tools.
The most effective thing in empowering the mustah}iq is empowering by using
productive zakat funds which have benefited a lot of mustah}iq. Empowerment of
zakat funds in relation is to convey part of the assets owned to a group called
eight asnaf, namely the poor, poor, ‘a>mil or administrators of zakat, muallaf,
riqa>b (slaves), gha>rimi>n, fi> sabi>lilla>h and Ibn Sabi>l.